Rev. March 2020
|FACTS||WHAT DOES CAPITAL CITY BANK GROUP DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Capital City Bank Group chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does Capital City Bank Group share?||Can you limit this sharing?|
|For our everyday business purposes –|
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
|For our marketing purposes –|
to offer our products and services to you
|For joint marketing with other financial companies||Yes||Yes|
For our affiliates’ everyday business purposes –
|For our affiliates’ everyday business purposes –|
information about your creditworthiness
|For our affiliates to market to you||Yes||Yes|
|For nonaffiliates to market to you||Yes||Yes|
|To limit our sharing|
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we provide this notice. When you are no longer a customer, we continue to share your information as described in this notice. You can contact us at any time to limit our sharing.
|Questions?||Visit any Capital City Bank office, call 888.671.0400 or go to www.ccbg.com.|
|Who We Are|
|Who is providing this notice?||Capital City Bank Group includes Capital City Bank, Capital City Home Loans, Capital City Investments and Capital City Trust Company.|
|What We Do|
|How does Capital City Bank Group protect my personal information?|
We restrict access to nonpublic information about you to those employees who need to know that information to provide products and services to you. We also maintain physical, electronic and procedural safeguards that comply with federal laws to guard your information.
|How does Capital City Bank Group collect my personal information?|
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can’t I limit all sharing?|
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
|What happens when I limit sharing for an account I hold jointly with someone else?||Your preference will apply to any account on which you have sole signature authority. Your opt-out preference will remain in effect until revoked by you.|
Companies related by common ownership or control. They can be financial and non-financial companies.
Companies not related by common ownership or control. They can be financial and non-financial companies.
Information is shared with nonaffiliates only when:
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.